Mortgage Protection Insurance

Is your bank offering you insurance? Do I need Mortgage Protection Insurance to get a mortgage? Why do I need insurance when buying my first home?

Despite popular belief, you do not need to obtain Mortgage Protection Insurance in order to get a mortgage. The only insurance required by law when obtaining a mortgage is Building Insurance.

The purpose of Mortgage Protection Insurance is to ensure that if you were unable to work due to illness, injury, or redundancy, you could still pay your mortgage. Mortgage Protection Insurance covers your monthly mortgage payments or other expenditures if you are unable to work.

There are many ways to structure your cover and premiums, allowing us to tailor cover to your needs, lifestyle and importantly, budget.

We understand that talking about insurance isn’t always pleasant, but we want you to be able to stay in your home no matter what happens. That’s where The Mortgage Advice Company can help you not only stay put but also keep your lifestyle.

In cahoots, we’ll…

  • Help work out what Mortgage Protection Insurance cover you need.
  • Find the best Mortgage Protection Insurance policy that best suits you and your circumstance.

When buying your first home…

Whatever you do, don’t take the quick and easy insurance option offered by the bank. While bank insurance may appear to be a convenient solution, when it comes down to it, most bank policies aren’t all they’re cracked up to be.

Why choose The Mortgage Advice Company?

Knowledge

Knowledge

We’re a wealth of knowledge on all aspects of insurance and preparedness. We’ll offer professional advice to ensure you have the right cover.

Independent

Independent

We’re completely independent of any insurance company. We work for you and our recommendations are always in your best interests.

Advocacy

Advocacy

We’re here to ensure that you receive fair and prompt payment, to get you back to normal. In a dispute, we’ll act as your advocate.

Ready to safeguard your family’s future?

Contact Us Now